Affordable Health Insurance in Houston, Texas
Houston, Texas provides many things to many people. Museums, fairs, marathons, festivals you name it, and Houston, Texas has it. Not only can you find fun, but you can also find safety. How? Residents are able to find affordable health insurance in Houston, Texas, too.
Fortunately, Texans have several options when searching for affordable health insurance in Houston, Texas. Try following these steps.
Continue your health insurance with COBRA. If you are a Houston, Texas resident who has lost his job, COBRA (otherwise known as the Consolidated Omnibus Budget Reconciliation Act of 1986) should be the first alternative you consider. Under COBRA, Houston, Texas residents can remain covered by their former employer-sponsored health insurance for up to 18 months after they have lost their jobs.
Not covered under COBRA? Texas has certain health insurance continuation rights for those residents who are either not eligible for COBRA, or who have maxed out their time being covered under COBRA. The health insurance continuation rights allow you to stay covered under the same health insurance policy for another six months.
Exhausted your COBRA benefits and state continuation rights? Perhaps it is time to look at the Texas Health Insurance Risk Pool. If you have reached your limit of COBRA benefits as well as your health insurance state continuation rights, you may be eligible for the Texas Health Insurance Risk Pool. Of course, you must have maintained some form of health insurance for the previous 18 months, and no break in coverage can be longer than periods of 63 days.
Feeling too financially stressed for any of the above options? Look into the TexCare Partnership, which offers affordable health insurance to Texans based on family size and income.
For more information about these ways to obtain affordable health insurance in Houston, Texas, contact the Texas Department of Insurance. You may even find that you are eligible for other means of affordable health insurance, too.
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Affordable Health Insurance in Houston, Texas
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