Do You Have The Right Travel Insurance Cover For That Winter Break?

During the this time of year, around 3 million people head to foreign slopes to partake in a range of winter sports activities. Whilst many associate skiing with broken limbs, many would be shocked to learn that 1 in 7 travellers require medical treatment during a snow sport holiday. Costs for medical treatments in a foreign country can escalate into 10s of thousands of pounds; especially should it be for a breakage. Air lifting and returning you to the UK could cost over 5,000 alone.

Travel insurance can cover injuries like this, although many standard policies might not. It is always worth reading cover exclusions before purchase or in your documents, especially on annual travel insurance. Several insurers offer specific winter travel insurance that gives additional cover for helicopter rescue and ski equipment such as poles etc… Checking policy documents is important for any type of insurance; it is always worth noting how much you are actually covered for.

Consumers need to understand where to look for cheap travel insurance and what to look for. Too many winter sports travelers are buying standard travel insurance at the last minute without knowing what cover they actually need and without paying attention to what is excluded from the policy.

Whilst some policies offer medical cover up to 2 million for travel insurance, some policies can be unlimited - which could help during the healing process after you have returned home.

It is also worth checking that any insurance policy that you purchase for this type of holiday covers rented equipment such as skis.